Long-Term Care
Safeguarding your most important investment.
✅NO MEDICAL EXAMS
✅PAYMENTS NEVER INCREASE
✅BENEFITS NEVER DECREASE
✅LIVING BENEFITS (Terminal, Critical, Chronic illness)
What Is Long-Term Care?
Long-term care helps people who need assistance with everyday tasks like bathing, dressing, eating, or moving around—often due to aging, illness, or injury. It can be provided at home, in assisted living, or in a nursing facility.
There are several ways to prepare for future care needs:
Long-Term Care Insurance
Pays for care when you need it.
Hybrid Life & LTC Policies
Combines life insurance with care benefits.
Personal Savings
Setting aside money specifically for future care.
Government Programs
Medicaid may help, but only if you meet income and asset rules.
Peace of Mind for You and Your Family
Planning now means less stress later—for you and your loved ones. You’ll be in control of your care choices and protect your savings.
Why should you work with
Vivian Velez?
Has access to a broad array of insurance companies and products and can help you with a variety of insurance needs, including final expense, mortgage protection, retirement planning, and more.
Expertise
Is a trained professional who has a deep understanding of the different types of life insurance policies available and can help you choose the one that best meets your needs and goals.
Convenience
An Advisor can be more convenient than trying to research and compare policies all on your own. An Advisor can do the legwork for you, comparing quotes from multiple insurance companies and helping you understand the terms and conditions of each policy.
Personalized Service
An Advisor can provide personalized service and support to help you choose the right policy for your unique situation. They can take the time to understand your financial needs and goals, and work with you to find a policy that fits your budget and provides the protection you need.
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Your future starts with today's decision.
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